What does comprehensive coverage include that collision coverage does not?

Comprehensive coverage is designed to protect against a variety of non-collision-related incidents that can result in damage to your vehicle. This includes damages from events such as theft, vandalism, natural disasters (like floods or hurricanes), falling objects, and animal strikes. Unlike collision coverage, which specifically addresses damages resulting from collisions with other vehicles or objects, comprehensive coverage broadens the scope to include these other potential risks.

Thus, the inclusion of coverage for damages arising from theft or natural disasters in comprehensive coverage highlights its role in providing financial protection against unexpected and non-collision damages to a vehicle. This differentiation is key for understanding auto insurance and ensuring that vehicle owners have appropriate protections in place for various types of damages.