What is "comprehensive and collision" coverage often referred to as?

Comprehensive and collision coverage is commonly referred to as "full coverage" because it provides a more complete level of protection for a vehicle. This type of coverage encompasses both comprehensive insurance, which covers damage to a vehicle from non-collision incidents such as theft, vandalism, or natural disasters, and collision insurance, which covers damages resulting from a collision with another vehicle or object.

The term "full coverage" suggests that the policyholder is protected against a wide array of potential risks beyond just the minimum legal requirements for auto insurance, which typically only include liability coverage. While minimum coverage refers to the basic state-required coverage, and basic coverage would usually indicate the foundational protections without additional options, full coverage encompasses a broader view of risk management for vehicle owners looking to safeguard their investment comprehensively.