Which of the following is covered under comprehensive auto insurance?

Comprehensive auto insurance is designed to protect against loss or damage to a vehicle caused by incidents other than collisions. This includes various non-collision-related events that can lead to significant financial losses for the vehicle owner. The theft of the vehicle is a prime example of a covered event under comprehensive coverage. It also extends to damage from fire, vandalism, natural disasters, and falling objects, thereby providing a safety net for occurrences that are outside the driver's control.

Collision with other vehicles, damage from car accidents, and injuries to passengers are typically covered under different types of insurance—collision coverage for vehicle damages resulting from accidents and liability coverage for injuries to passengers and others involved. This distinction highlights the specific purpose of comprehensive insurance in protecting against a broader range of risks beyond just vehicular accidents.