Which type of coverage is included in "full coverage" auto insurance?

Study for the Insuring Personal Auto Exposures Test. Prepare with flashcards and multiple-choice questions, each question includes hints and explanations. Ace your exam with confidence!

"Full coverage" auto insurance typically refers to a policy that includes multiple types of protection for the insured vehicle. Specifically, it encompasses liability coverage, which helps pay for damages and injuries you cause to others in an accident, as well as collision coverage, which covers damage to your own vehicle resulting from a collision, regardless of fault. Additionally, it includes comprehensive coverage, which protects against non-collision incidents such as theft, vandalism, or natural disasters.

This combination ensures that drivers are not only covered for damages they may cause to others but also have protection for their own vehicle against a wider range of risks. Therefore, the inclusion of liability, collision, and comprehensive coverage together is what is generally understood when referring to "full coverage."

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy